The NO.1 Digital Banking Savings Bank!

Welcome to the leading digital banking savings bank! We offer a comprehensive suite of services including deposits, cards, loans, financial services, credit management, and life services, all designed to enhance your financial well-being. Our commitment to excellence has made us the top choice in the savings bank sector, with the highest cumulative app downloads and users, as reported by App Annie as of December 31, 2023.

Revolutionary Savings with ‘Well Bang Walking Savings’

Experience our unique ‘Well Bang Walking Savings’ program where you can earn up to a 10% annual interest rate simply by walking. We reward you with preferential interest rates based on the number of steps you take within the subscription period. It's an innovative way to stay active and save more!

WELCOME! Preferential Interest on Your First Transaction

New to our bank? You're in for a treat! Enjoy a special interest rate of up to 7% per year on your first transaction. This exclusive offer lasts for 30 days, giving you a head start on your savings journey.

Welcome My Data: Comprehensive Asset and Liability Management

Worried about managing your finances? Let ‘Welcome My Data’ take the stress away. We've helped customers save a total of KRW 8,334.98 million through our nationwide interest reduction project as of March 14, 2024. We'll gather all your debt information and suggest if a transfer loan could be beneficial. Plus, with our credit weather feature, you can keep an eye on your credit management effortlessly.

Easy and Convenient Account Opening

Opening an account with us is simple and available 24/7. No need for a public certificate—just use pattern or fingerprint authentication along with a 6-digit authentication number. Whether you're a payer, office worker, or boss, we have a dedicated account tailored to your needs, complete with special benefits.

Exclusive Benefits at the ‘Wellbang Lounge’

Don't miss out on the exclusive rewards at the ‘Wellbang Lounge’. Loan customers can earn up to 100 won per day and 3,000 won per month just by walking, while receiving customers can earn up to 40 won per day and 1,240 won per month. Try your luck with ‘Well Bang Lotto’ by guessing 6 numbers from 0 to 9 or play ‘Well Bang Odd or Even’ for a chance to win weekly prizes.

Convenient Financial Services for Daily Life

Manage your finances effortlessly with our intuitive services. Transfer funds with a simple drag-and-drop motion, view your total assets and savings goals on one page, check your car's value by entering its license plate number, and automate payments for utility bills and other fees. Plus, keep an eye on your credit score with our free credit management service that doesn't impact your score.

Protecting You from Electronic Financial Fraud

Your security is our priority. We offer a robust electronic financial fraud prevention service, including PC designation, 2-channel authentication, and one-time authentication number services, in line with the Financial Supervisory Service’s guidelines.

Product Information

Well-Bang Working Savings

• Target: Individual customers
• Contract period: 12 months
• Payment amount: Monthly payments between 10,000 won and 200,000 won
• Interest payment: Lump sum at maturity
• Basic interest rate: 1.0% per year + up to 9.0% preferential interest rate
• Preferential interest conditions:
  • Preferential rates based on steps walked annually (up to 8.0%)
  • 1.0%p for 6 automatic transfers via our bank account

WELCOME First Transaction Preferential M Term Savings

• Target: Individual customers
• Contract period: 12 months
• Payment amount: Monthly payments between 10,000 won and 200,000 won
• Subscription condition: Within 30 days of first deposit
• Interest payment: Lump sum at maturity
• Basic interest rate: 3.7% per year + up to 3.3% preferential interest rate
• Preferential interest conditions:
  • 1.8%p for 8 automatic transfers via our bank account
  • 1.5%p if average balance is 500,000 won or more

Please note that in accordance with the Depositor Protection Act, deposits are protected up to 50 million won per person, including principal and interest. Always review the product description and terms before signing up. Interest rates are subject to change, so keep an eye on our website or app for updates.

Customer Center Operating Hours

• Loan: 1661-0001 (Weekdays 08:30 ~ 18:00)
• Deposit/Withdrawal: 1661-9400 (Weekdays 09:00 ~ 18:00)
• Business operator: 1661-9300 (Weekdays 09:00 ~ 18:00)
• Financial fraud reporting night call center: 02-397-8600/8800

Wellbang App Permissions and Purpose

Required Access Rights

• Storage space: For storing joint certificates, checking OS tampering, submitting documents, and storing photos.
• Phone: For identity and device verification, and consultation calls.
• App activity: To collect app information and detect malicious apps to prevent electronic financial transaction incidents.

Optional Access Rights

• Contacts/Address Book: For contact transfer, sending SMS, purchasing coupons, and recommending friends.
• Camera: For photo ID, face authentication, and document submission.
• Photos and videos: To save and collect photos as supporting documents.
• Notification: To receive important notices, events, and promotions.

Credit Disorderly Conduct Investigation Items

• Malicious app detection information
• Diagnostic information on detected malicious apps

Welcome Savings Bank Co., Ltd. CEO: Daewoong Kim
Business registration number: 120-87-93876
Welcome Savings Bank Compliance Officer Deliberation No. 3765 (2024.08.08~2025.08.07)
Reviewed by the Korea Federation of Savings Banks 2023-00710 (2023.06.22~2024.06.21)

What's New in the Latest Version 3.4.9

Last updated on Oct 22, 2024

• App usage environment improvement and stabilization